Can I Afford This?

One of the most common questions I hear is, “Can I Afford This?”

My clients know that I rarely tell them NO when it comes to that question. I may encourage them to pause or wait on the purchase due to cash flow needs or timing, but I am not the gatekeeper for their finances.

I mention that last part because early in my bookkeeping days, clients expected me to be that gatekeeper: the joy destroyer, or “Captain Funsucker” (yes that is an actual word according to the Urban Dictionary), and I often filled that role with enthusiasm...